How much money have you saved on insurance rates because of seatbelt laws?

How much money have you saved on insurance rates because of seatbelt laws?

Sgt.. Sorry to say I know a couple people who have died wearing their seat belts... If they hadn't they may have lived. Health insurance rates included also... How much have you saved since seat belt laws have been put into place. How much have the rates gone down? No amount of money can replace a loved one but it was their choice to make as an adult and with the love should come respect for their choices.

 

BEST ANSWER: Try this site where you can compare quotes:INSUREFOREVERYBODY.INFO

 

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Will my insurance rate go up because of a non-moving suspension?

My license was suspended for 2 years because of a fix-it ticket that I was told was taken care of (by my mother; I was a minor at the time of the incident). It recently has been taken care of, and the case was actually dismissed by the judge. I didn't even have to pay a court fee. I'm wondering if I need to report this suspension when I am applying for insurance. I also would like to know if this will increase my rates.

 

 

Can i get a rough estimate on car insurance if i dont have a car yet?

I passed my test on friday and i will be buying a car this week .. i wanted to look into car insurance so i have a rough idea on how much it will cost, but they are all asking for car details .. can i get a rough idea before i have a car if so where? thanx

 

 

Car insurance esitimate?

- Male - 20 years old - New driver - Honda Civic - Pennsylvania About how much could I expect to be paying for car insurance?

 

 

Where can I get cheap car insurance for a 17 year old?

I need car insurance preferably under 3000, I can be a named driver on my dads insurance (he's been driving over 25 years and has 5 years no claims bonus). I have tried comparison websites and even for a 1L 1998 Vauxhall Corsa, they are quoting around 7,000 - it's daylight robbery!!! Where can I get cheap(ish) insurance from? What type of cars are best (eg new/old, engine size etc)? Thanks.

 

 

Should i get 20 year term or a 30 year term life insurance?

My husband and I currently have a 20 year term life insurance policy. We are switching companies because we were paying too much at State Farm. I'm 30 and he is 33 and we are both in very good health. We have a 9 month old baby boy and our policies are for $500,000 each. The rate I'm getting is $45 for both of us for the 20 year term and $70 for both of us for the 30 year term. Which one should I go with?

 

 

Where can I get an insurance quote for my Toyota hilux?

GoCompare and other sites don't list it when I try to quote car insurance... Im in the uk

 

 

Would you switch car insurance companies after 10 years to save money?

Since 1997 I've been with the same car insurance company. Have had FANTASTIC service and support with claims and general questions. I use the same company for car insurance, home owner's insurance, life insurance, and to manage my IRA. When pricing out alternatives I realize that I could save about $50 a month by switching my car insurance to esurance. I attempted to get my current insurance to match their price without success. I'm very leery about possibly loosing my excellent service and support from my current company. Would you switch to a new company, and possibly a worse company, to save money?? I can easily afford my current company, but I'd obviously love having an extra $50 a month to plan with.

 

 

What should 17year olds be paying for?

What should a 17yr old, still in full time school be paying for if they earn 130 ($260) a month and pay 50 ($100) a month towards car insurance. Should things like a normal haircut be paid for by parents etc? Just wondering about your opinions!

 

 

What happens if you dont pay the insurance company?

i got in a car accident with no insurance. (I ALREADY KNOW. PLEASE DONT TELL ME IT WAS IRRESPONSIBLE/DUMB) and i hit two cars. total damages for btoh cars comes to about 6 grand. im 19 and working part time, making probably 400-500 bucks a month. one insurance company wants like 500 down and 200 dollar pamynets a month. i dont know about the other company. one of my friends mothers just says to not do anything. to just call them and say pretty much that im young, and dont have any possible way to pay this so there isnt anyway i can make payments. and she said that they wont really do anythign about it, because if they tried suing me, it would just cost even more money for them and stuff like that. what would happen if i just dont really pay it? any alternatives at all? because like i said, i only called one company. if the other company is anything like this one, thats 1000-1500 dollars down payment, and 300-600 bucks a month to pay these guys off!!!

 

 

How does car insurance in Ontario, Canada work if deductibles are involved?

Maybe I'm missing something here, but the way it's been explained to me is this: I've got a $500 deductible on my policy. If someone backs into my parked car, this will be deducted from the payout I get for repairs. OK, let's say the damages amount to $900. That would mean that because of MY $500 deductible, the payout to me would be $400. I'd have to pay the other $500 out of pocket to repair my car. The insurance company would then reclaim that $400 from the other guy's insurance company. Now, if the other guy also has a $500 deductible (very likely), then he'd have to pay $400 out of pocket. That seems wacked to me. Someone damages my car, and he has to pay LESS than I do for the damages. Am I missing something?

 

 

Can new auto insurance company find an incident not reported with DMV but claimed with current insurance comp?

I want to change my auto insurance comp, i have claimed an accident with it for which i did not get a ticket. So will it matter if I don't report it to the new company while asking for quotations? Do insurance companies talk to each other or share data?

 

 

Need help finding health insurance?

I am currently looking for health insurance for my son and I. He is only 2 months old. I make too much money for medicaid, but still not enough to have expensive monthly payments on health insurance. Im not planning on having a baby anytime soon, maybe in the next 2 years. BUT, just in case something happens and I do become pregnant...I want insurance that covers maternity too. But I cant find any. I live in Indiana.

 

 

What does a person credit score have to do with rates on car insurance rates?

It should be against the law since everyone must carry car insurance. Also, what does my low credit score got to with my great driving record? Sounds like another reason to raise rates because most credit scores are low across the board. If someone pays their insurance company on time and has a good driving record should be their only concerns. Doesn't that make sense to raise car insurance rates to persons that had a hard time paying a bill, bit made all their car insurance payments on time. If there are others out there mad about this issue please help me do something about this robbing...

 

 

When is car insurance invalid?

Is car insurance invalid if a car is neither taxed nor Sorned? I forgot to tax my car - is my insurance invalid until I renew it?

 

 

Can My brother and I go under the same car insurance?

Can I get my name in his car too? In other words, could we both have our name under the insurance? Would this raise insurance? What would happen if one of us wrecks it?

 

 

I just found out that I am 9 weeks pregnant, which insurance company would insure me if I just found out?

So I just found out I'm 9 weeks pregnant, and I've been uninsured for the last 5 years, which health insurance will insure me if I JUST found out I'm pregnant?

 

 

Where can I get affordable dental insurance?

Where can I get affordable dental insurance?

 

 

In California...If i drive an insured car, do i need my own personel insurance?

In California...If i drive an insured car, do i need my own personel insurance?

 

 

Cheap auto insurance in miami?

Does anyone know of a cheap auto insurance company in miami? i am 20 years old and i have gotten quotes from Esurance, geico, and progressive. the cheapest was Geico and it was $278 a month for the Basic coverage. I own my car and it is a 2003 Hyundai Tiburon

 

 

Car insurance.. new driver 4x4?

Does insuring a larger car such as a 4x4 (not neccesarily a new one)... cost a lot more for a very new driver?? How much more?

 

 

My car insurance quotes are ridiculously high?

Recently I have been considering starting to drive. I researched which cars were in insurance band 1 (the lowest, and ultimately the cheapest) and began searching for quotes online. I'm a 21 year old single male, with no children and no mortgage. I haven't had my license for very long and I live in an area with really high insurance premiums. I have been quoted a minimum of 9,000 for a car worth 400 (a '97 Citroen C5). How will I ever be able to afford to drive?

 

 

Question about Car insurance?

Ok, My husband has a 2000 Ford Ranger and the back drivers side rear window got busted out by a baseball(it was an accident) and he has insurance through Geico, well it says on his comprehension coverage that he has a $500 deductable, so what does that mean? Will we have to pay $500 to get it fixed?

 

 

Sr22 insurance help please anyone?

Ok so i got pulled over last week...and i got a ticket... I also have to appear to court because i got another ticket for no insurance proof.. i was driving my dads vehicle and i couldnt find the insurance card but I can proof my dad did have insurance... So would I still have to file for sr22????

 

 

How much will insurance cost on a 94 eclipse?

I am an 18 year old first time driver. the car has 133000 miles on it and i'm thinking about buying it from a friend. it is white. how much will the insurance be monthly? roughly?

 

 

Can anyone suggest me the best option for Car insurance?

I am going to insured my car within next few days and truly I know nothing about it. How could I start and where to start?

 

How much money have you saved on insurance rates because of seatbelt laws?

Sgt.. Sorry to say I know a couple people who have died wearing their seat belts... If they hadn't they may have lived. Health insurance rates included also... How much have you saved since seat belt laws have been put into place. How much have the rates gone down? No amount of money can replace a loved one but it was their choice to make as an adult and with the love should come respect for their choices.

 

Car insurance, do you have to be insured to drive another person car?

My boyfriend sister wants to borrow my car for 6 weeks and there is no insurance on it. But if I was to insure it for myself, would his sister be able to insure but she has no insurance on any car. Does she have to be insured on another car for her to use mine. Hope that makes sense.

 

 

17 Year Old Motorbike Insurance?

What would you estimate the insurance costs are for a 17 year old riding a C.P.I Sprint 125CC?

 

 

Insurance companies.?

My mom doesn't have a car but needs to have insurance on her lisence because she needs SR 22 bond so her lisence is not suspended, who offers insurance without having a car?

 

 

What am I required to report when I apply for new car insurance?

I scratched the paint on someone's bumper. A claim was made and the damages paid were approximately $1300. My question is: if I will be applying for a new insurance policy, am I required by law to report that I was in a fender bender? Are they able to access these records? I am trying to determine whether or not this will affect my new insurance policy rates.

 

 

Insurance for 2001 mustang?

I'm planning to buy a 2001 mustang convertible, 2 door and I'm 16, it will be my first car and I was wondering on average how much insurance would I pay?

 

 

On whos name should be the insurance?

need help with car insurance. the car is registerested on my girlfriend... and current insurance is on her name - but we both included ... now we want to change company... the only thing is that my girlfriend currently is not in country... can I buy insurance on my name with both included even if the car is registered on her name?

 

 

Why is michigan car insurance so high?

I am a 21 year old female with no little credit but I have no bad credit. I rent an apartment and pay all my bills on time. I have a 2004 monte carlo ss that I paid 3500 for. This is my first car. The cheapest quote I got was 350 a month and that's only for the state minimum. I already have health insurance. They want me to pay more for car insurance than my car is worth and if I get in an accident they wont even cover it.

 

 

UK - Insurance for Teenagers?

Hello, Does anyone know where newly qualified drivers can take advantage of low insurance prices. I have tried a few of the price comparison sites, but find that the price of the insurance cover is more than the car. If I purchased a car for about 800, how much should the insurance be. What is the cheapest way of buying it. Is it better to Telephone a local Broker ? Or online.

 

 

Where do I buy car insurance online india?

I want to buy car insurance online.Where do i buy?

 

 

Do males always have higher insurance rates than females?

I know that this is true for teenagers, but is it true for adults as well?

 

 

I am 17, and I recently got my driver's license. Can I avoid being added to the insurance policy?

Because my rates go really high, since I'm a new driver. If my cars receive minimal insurance, and they're insured under my parents' name, could I legally drive the cars and would the insurance pay for any liabilities?

 

 

What would insurance cost for a 16 year old male with 08 Honda Accord LX-S coupe/ 2dr?

Hi, I am a 16 year old male and I might be getting a 08 Honda Accord LX-S coupe. But I want to know how much it would be to insure the car. I know that it is not classified as a sports car. I'm not sure if I am getting it so I just want to know. I have a clean driving record with no accidents (i just got my license). Thanks!

 

 

How much do you pay for car insurance?

and how old are you? not the insurance that pays for ur car if it gets damaged, the insurance that pays for the damage if you hit another car? i think what is that insurance called? no-fault insurance? idk new be

 

 

Insurance question?

has anyone been or is currently pregnant and without insurance? I see that it's possible to get individual insurance with a maternity package, has anyone applied for any of these? Does anyone have any experience in this situation?

 

 

Car insurance for 17year olds? ?

Please answer this question for my cousin: I'm 17 in november and I'm planning on taking my theory on my birthday and the practical 3/4 weeks later because I can already drive well but before my practical I just want to have 3weeks worth of lessons on the road with the public instead of friends cars and stuff. My mum has said she will help me buy a car but when I look at insurance quotes they are very very expensive. I wanted to put my long term boyfriend who I live with during term time on my insurance policy so he can drive it as well. He has his own car but he is thinking of getting rid of it soon. He has been driving for 3 years and is 22. Is it cheaper just to have myself on the policy or with him on it too? What cars are nice (no old fashioned ugly cars) are cheap to insure for a 17year old girl?

 

 

Which type of motorcycle will have the cheapest insurance for a begginer (or any specific bikes)?

also It would be helpful if you could tell me some bikes that have low cost to operate over their lifespan...

 

 

I wanna buy a car but don't have insurance?

I'm about to turn 16 so I don't even have my permit. But I saw a car today for close to what I have. I'm gonna borrow the extra from my dad but how soon do I need to buy insurance? It's probably jut gonna sit in my driveway til I can drive. I just wanna get it before someone else does because its a good deal. But do I need insurance for a car that no one is driving? I brought it up to my mom and **** I got bitched out. I have to pay my own expenses by the way. I just wanna know if anyone has something different to say. Thanks

 

 

Old insurance vs new insurance?

if you start a new insurance policy at a different company on the same day you are suppose to start the old company do you still have to pay them or just let go

 

 

What makes a good car insurance company?

Besides affordable rates.

 

 

Why are Americans so opposed to universal health insurance?

Virtually every Western industrialized nation has it, even Canada, and they are not more bankrupted than the US because of it. It seems like getting in the way of progress for the local population, really. So, what are the arguments of the people opposed to this reform? Thank You.

 

 

Average car insurance prices for 21 year old male?

just started to learn how to drive, i am a 21 year old male living in east london. i wont be getting a good car, im guessing a 2 door over 7 or 8 years old. can i get some sort of idea as to how much i will be paying for insurance? anyone else my age just paid for insurance?

 

 

Car wreck and insurance?

Today I was in car wreck. I was in a parking lot going straight and the other driver turned left in to my car. She has dented the whole left side of my car. I called the police but because it was in a parking lot they could not do much. An officer showed up because she refused to give me her proof insurance. The officer said she was clearly at fault but could not cite her because of the private property thing. My question is does anyone know or have any idea how this will play out with her insurance? My car has a lot of damage and i'm in a lot of pain. I won't be able to go to the doctor/hospital until tomorrow because I won't have the money for a co-pay until then. The officer was very nice, he sided with me put all the blame on her, she claimed it was an accident when she clearly just didn't stop before making a left into my car, I thought she was going to stop and I tried to avoid her but she was going to fast. We both have insurance and we're in Arizona if that helps. If you have any advice for insurance or anything it would be much appreciated, thank you for your time

 

 

Insurance for a mustang?

All the insurance sites I have seen require me to register, and add my personal details before get a quote, and i do not want to do that. so i will ask for your opinion. I am 25, just got my drivers license, and have a 1997 mustang. I am in Louisiana. How much would the basic insurance be? I have never been in an accident, and the mustang is just the basic model. I need the cheapest coverage, and do not plan to use full coverage, because the car is not worth that much.

 

 

Where is the cheapest place to get motorcycle insurance?

I am 21 have a clean driving record and have a motorcycle permit. I got a quote of $30 a month that's with comprehensive with a deductible of $100. Is this probably as cheap as I can get?

 

 

Where can i get car insurance for 20.00?

i'm going to ask this question until i get the correct answer ok listen closely i'm not selling my car i'm not catching a cab i paid 10.000.00 for my car it is my car i worked for it i dont joy ride i drive about 1 mile a month i'm disabled i go to the grocery store credit union auto zone my car is parked about about 99 % of the time i dont need that much car insurance. liability is all i need i keep hearing about this car insurance program 15 dollars a month. if you qualify is it the government that has this program has anyone heard of this?

 

How much money have you saved on insurance rates because of seatbelt laws?

Sgt.. Sorry to say I know a couple people who have died wearing their seat belts... If they hadn't they may have lived. Health insurance rates included also... How much have you saved since seat belt laws have been put into place. How much have the rates gone down? No amount of money can replace a loved one but it was their choice to make as an adult and with the love should come respect for their choices.

 

I am a married student, how can I afford pregnancy insurance?

I am a 22 yr old married college student. I have been married to my wife for 2 years. We don't plan on having any kids until after we both graduate from school, but there is a ...show more

 

 

Age Of 16 to fill up a car insurance quote?

why car insurance agent put 16 on car insurance quote even you got your license when you were 18...?

 

 

A question about car insurance.?

My girlfriend hit a small deer about 6 months ago, it did not do much damage, I called the insurance company and asked them what to do, they asked me what it did and then told me it probably was not worth it since she we have a 500 dollar deductible. Well today I took it in and got the oil changed and asked how much the headlamp was to fix so they looked at the car and told me that deer did about 1500 in damage. Is there anything I can do or am i screwed?

 

 

Question about auto insurance in canada ontario?

Hello I recently bought a car, I live in Ontario Canada Before that I used to drive in my dads car as a secondary hand driver in the insurance I want to know what is the cheapest way to get an insurance with my dads car My dad wanted to change the owner ship of the car to him so I can go as secondary hand driver on both cars, but my friend told me it doesnt matter who owns the car Now in my house hold there are two drivers and two cars, me and my dad has a full G driving license, I want to be able to drive both cars so is my dad What is the best way to do my insurance and what is the cheapest company to deal with Thank you

 

 

If the mandate to buy health insurance wont stand the supreme court review, why am I forced to buy...?

car insurance in the state of California?

 

 

Explain which is better to invest in insurance or mutual funds?

Explain which is better to invest in insurance or mutual funds?

 

 

Who much money does it cost to start an insurance company?

I want to start an insurance company in Florida and was wondering how much it would cost to start one. Do not hesitate, give me your best estimate. Also, do insurance companies keep funds gathered through insurance policies in a fund or do they invest it? Comments? Thanks!

 

 

What is the cheapest auto insurance for teens these days?

I'm 18 and just got my first car. I would like to drive it but sadly have no insurance on it yet. I then looked up quotes and found out it is real expensive, $500 and more. Is there any way a teen like myself can get cheap auto insurance?

 

 

GUESSTAMATE of 2000 Mustang insurance..?

can you please GUESS on what my insurance might be (i always ask but everyone says it depends) on a 2000 mustang i am 17 male and live in panhandle of Florida. and how much more a month for convertable of the same car..? thanks..

 

 

WILL MY CAR INSURANCE BE HIGH?!?

I am 16 male, and I have a 2006 Honda Civic Sedan 4 door black currently living in NYC Long Island and I want to know what is my Insurance rate. How much would I have to pay every month please tell me every month not year !! Thanks ALSO FOR POINTS PLEASE TELL ME HOW MUCH FOR A 2002-2006 Honda accord !!

 

 

What can I get for medical insurance?

Im 26 and collecting unemployment. I currently have no medical insurance. What can I get for medical until I get another job?

 

 

Question where to get affordable dentures without insurance.?

Hello,I live in Renton,Washington and need new dentures.I have no dental insurance.I will be able to put down 300 dollars and make payments,only working PT.Any suggestions if its cheaper to go to a Denture Clinic,Dental Lab or regular dentist? Thank you...

 

 

Are States legally allowed to require car insurance?

Can the State legally mandate that citizens buy insurance from consumer agencies that have little to no regulation of price and guaranteed service? Can we consider this question with ...show more

 

 

Military Motorcycle insurance for an 18 year old?

Im 17 now and want to get a yamaha v star just to cruise around on but i dont kno how much the insurance will be, knowing that insurance for a teenager is horrible. I am going to basic training this novemeber so ill mostlikely do all of this after i finish so i have more money. Ill be 18 by then and just was wondering how much the insurance will be? Also if there are any military discounts for this? Thanks for your help

 

 

Speeding ticket question on car insurance and notifications.?

Alright, so recently I recieved a speeding ticket out of my state while driving my friends car. I was wondering if this makes either his or my car insurance rates go up. Also, is there any way that our parents would be notified of this ticket? I heard a notification gets sent in the mail. Also, in the event that it does affect car insurance or a notification is sent in the mail, is there any way our parents would find out where the ticket took place? Thanks

 

 

How much would my insurance be for a mustang GT if im 18 and no tickets or bad credit?

How much would my insurance be for a mustang GT if im 18 and no tickets or bad credit?

 

 

Car insurance company may be lowballing me?

someone hit my car 2 weeks ago which was a 1993 lexus ls 400 ( i know its an old car) and yes he did admit fault on the report and to his insurance company .the problem is they called me stating that there offer is $1600 ,because of previous rust on my car.let me 1st say that is bull i have pictures of my car pre-accident and post accident .there was no damage until there insured hit me.also ,they sent me an appraisal listing of the same cars in my area from dealers to come up with local market value but when i looked up the same cars that was sent to me the prices the insurance company sent wasnt the same prices the dealer had marked for there cars also ,when i asked them why this was and that i also found cars with higher mileage with prices of $3500 plus they said they dont go by dealer pricing,so my next question is why did they send false dealer estimates to me then?and when i looked at the appraisers notes certain items like sunroof ,heated seats etc. wasnt included.i haven't had an accident in over 6yrsso someone who has been in this situtation please give me advice how to handle this . is the price they gave me fair or are they lowballing me ? and are the tactics they are using a usual thing? aaaaggghhh!!!they are making me nuts!!! thanks for all answers in advance!!!

 

 

WA Instruction Permit & Car Insurance?

I have recently been issued a Washington State Instruction Permit and was wondering if I need to be included to my mom's insurance before I can use her car to practice my driving? (I am of legal age already) Just want to know about the insurance thing. Thank you so much!

 

 

Cheapest saturn sky insurance for a 16 year old?

I am about to turn sixteen and i was wndering how much insurance would cost for a Saturn sky?

 

 

Looking for a car with free insurance.......?

My brother has just passed his driving test and I am trying to help him get a new car but keep the costs down. He is 23 and I was wondering if anyone new of any deals that are on at the moment. He lives in Glasgow if that's any help. Thanks everyone Kevin

 

 

Does anyone know of any cheap but good medical insurance?

I need affordable medical insurance!!!

 

 

Is there a good site for auto insurance quotes?

i'm 26 and gonna get a new car and looking to shop around for GOOD car insurance with GOOD coverage w/o braking the bank. is there one site to get multiple quotes or do i have to go to each insurance site individually?

 

 

I'm about to turn 16 and I'm wording how much will my car insurance be on a Mercedes and escalade both 2002

Ill probley be taking drivers ed. The cars will both be under my name and both be under my own insurance.I live in Oregon. also if you know a good car insurance place please let me know.

 

 

Help deciding which sporty car or convertible?

I want a convertible or sporty car and am on a budget of $20,000. so I've got a few options that I have been considering. New Mazda Miata-I have heard great things about Miatas, the one thing I'm worried about is it maybe feeling a bit underpowered, although I am coming from a 2008 Honda civic sedan. how do those compare? Used Porsche Boxster-this would solve the potential underpowered problem of the miata, however I have heard a mixed bag of responses regarding the reliability of these, and I know that any repairs that are needed will be absurdly expensive. Used Honda S2000-this car seems great, the things that worry me are possibly a lack of low end torque, and I have never driven a manual before, and the other options can be found as automatics. Volkswagen GTI or Golf TDI-these seem like excellent cars, but the one downside is the lack of convertible top-I really like that open road feeling Mini Cooper S-This is sporty and can be a convertible, but I've heard bad things regarding reliability and parts/maintenance costs, also the interior seems to be disliked by alot of people. other pertinent info- I live in the Sacramento area, so weather problems shouldn't be as significant. How do the insurance costs compare of these 3? I'm 18 but have a clean driving record, good grades, etc Does anyone know how the fuel economy of these cars compare from experience? I know the EPA estimates, but real world mileage is different, especially because I'm an enthusiastic driver (I only get about 26mpg in my civic) One of the main things I want to know is how these will drive compared to each other and my current civic. Anyone with experience with multiple of these cars? any help or advice would be appreciated!

 

 

Single mother looking for cheap car insurance?

im a young single mother trying to get my life together, fix a car, etc... got a lot on my plate. is there any resources for car insurance i can use? anything?

 

How much money have you saved on insurance rates because of seatbelt laws?

Sgt.. Sorry to say I know a couple people who have died wearing their seat belts... If they hadn't they may have lived. Health insurance rates included also... How much have you saved since seat belt laws have been put into place. How much have the rates gone down? No amount of money can replace a loved one but it was their choice to make as an adult and with the love should come respect for their choices.

 

What do small business owners usually get for affordable health & dental insurance for themselves?

What do small business owners usually get for affordable health & dental insurance for themselves?

 

 

Buying auto insurance for the first time?

lets say the policy will cost me 3,000 dollars. When i first buy the policy, do i pay the whole 3k up front or do i pay it in increments (i.e, 1500 for the first 6 months, then 1500 for the second)

 

 

Why do insurance companies charge first and last?

I had a nice Allstate agent call me and discuss my insurance with me, give me a lower rate and then come pay time, tell me that they require first and last. When I asked her why the last, she could not provide a good answer. I know not all insurance companies do this, but what is the point? When asked when I would get the last back, she said when I cancel my policy some day!! What if I don't want to cancel..ever? This does not make sense to me at all. Why keep my money there for nothing? When one does cancel the policy, do they get the money back with interest on that? Once confronted with these questions, the agent was not so nice any more. Can someone please answer the above?

 

 

Insurance estimate?15?Sportbike?

I will be 15 and 9 months with a permit. I will have a Honda CBR 600RR and i was wondering how much would my insurance be? What the chapest and how can i get the cheapest. ill be a carefull rider.

 

 

How can i get cheaper car insurance?

Ok so i'll be 17 soon and i sooooo want to drive. I found a nice car, a peugeot 307 five door 1.6 car for 2700, insurance group 4. it's a great looking car, but when i filled in details on gocompare, tescocompare etc for insurance it came up as at least 15,000 for fully comp. other cars are similar prices. i put a fake birthday in so i was 17 on the system. How can i MASSIVELY reduce the cost? i dont want tips that might save 100 or 200 pounds, but something more reasonable!!! Also im a very sensible person and will be a good safe driver not a boy racer lol!

 

 

People w/o health insurance how do you pay for medical care, or do you?

I looked into insurance available to me in Georgia and here what the least affordable costs me: $350/month, 20% specialist cost after a $3500/yr deductible, 3 doctor visits per year at $45 each, $20 for each prescription, no dental/vision coverage and other charges that add up to over $7500/yr. And all of this BEFORE the latest 14% price hike. I've decided to save up the same $7500/yr for medical expenses and chuck the insurance companies. I figure some years I won't use all the money and it could go towards the years when I need it. What's your solution?

 

 

Best motorcycle insurance coverage and cheapest in PA?

What is the cheapest motorcycle insurance i can get in Philadelphia PA? I know i could get a quote but i dont want to get a bunch of junk mail and give my personal information away. Basically, which insurance provider is the best? For the price? And also, what do you think would be my quote and what provider? Im 18 years old, with my first motorcycle, 2007 suzuki gsxr 600 (dont whine, im not wasting money on a 250cc bike) i also took the MSF safety course. (gives me about a 10% discount) ill choose the best answer if i get a good one.

 

 

Auto insurance ???

who do auto insurance companies answer to? Auto insurance is a state requirement, but if an Auto insurance company makes a mistake of some sort who are they responsible to? everyone answers to someone...

 

 

Car Insurance for Young Drivers; How much do you pay? (UK)?

I'm planning on getting a car later this year just after I've passed my test (I'm 17). I just want a small, cheap car- something like a Ford Ka or an old Vauxhall Corsa. I just wondered if anyone's got a good cheap deal cos it looks like it's going to cost me loads.

 

 

How far back in your driving record do insurance agents look when determining your car insurance rate?

How far back in your driving record do insurance agents look when determining your car insurance rate?

 

 

For Farmer's do auto insurance rates increase with cost of repair for a claim?

For Farmer's do insurance rates increase with cost of repair for a claim? Or is it determined by number of incidents and points on your record?

 

 

How much for motorcycle insurance on a 2002 Kawasaki Ninja 250?

I'm 24 years old and will be a beginner at this, I have never driven a car so this will be my first automobile. I live in los angeles,ca. No stupid answers!!

 

 

Whats a good, less expensive, insurance for a younger driver?

i'm 19 and have had my liscence since i turned 16, i have a clean driving record and even got a perfect score on my driving test 3 years back. My car's been under my dad's name for the last three years but i plan to move out soon and want to switch the car into my name. does anyone know of a good, less expensive car insurance that would be affordable, and not have high rates just because i'm a younger driver.

 

 

On average, how much does a speeding ticket cause insurance to go up?

About how much would a speeding ticket for 85 in a 65 make your car insurance go up?

 

 

If someone else drives my car while I'm in the car, but they're not listed on my insurance, is this legal?

My boyfriend and I are over the age of 25 and live together. We are not listed as drivers on each other's car insurance policies, so I was wondering if it's legal for my boyfriend to drive my car while I'm in it or for me to drive his car while he's in it. If we get pulled over or get into an accident, are we covered by the other person's insurance? Will we get in trouble for not being listed on the insurance of the vehicle we're driving?

 

 

How do I get my insurance lower?

I am 20 years old, made one claim and coming up to 1 years no claims bonus, I am looking at a 3ltr GTO and i'm absolutley in love with it, the insurance is average 6.000. All I want to know is, what can I do to get the insurance down? as in, tricking the system, ive already tried using my mums name with me as a named driver and its the same price, what little things can I do to make the insurance as low as possible, please help.

 

 

Should i cancel my car insurance?

I have bought a new car which i get tomorrow(with 7 days free insurance). My car I am trading in the insurance policy ends in September. The insurance company want an extra 700 pounds extra to add my new car. However i have no more payments to make on the car. I do not want to cancel my policy with only 3(free) months left(which will also incurr cancellation charges). I dont want to lose my NCB. I also grudge paying the expensive rate of insurance on my new car when i know i can get it cheaper elsewhere. Can i just leave my policy running and declare my new car off the road till my policy is due for renewal and set up a new policy elsewhere?sorry for such a long ramble. Any advice would be appreciated. Ps. i only have one years NCB so i dont want to lose my second year so close to the end of the policy.. bearing in mind i have no payments to make now either. Gaving a second years NCB would save me a few hundred pounds on my next policy.

 

 

Cost of liability insurance for medical doctor?

What's the average cost for a private physician's liability insurance? What tips and advice do you have for someone starting a private practice?

 

 

What is a good affordable health insurance policy/company?

I need health insurance but I can't afford most policies. My husband doesn't make a lot and the insurance he can get through his job is just too costly. Can anyone help?

 

 

Full coverage insurance ...?

if you have full coverage car insurance does it cover you even if you take a trip that is a 1000 miles are is there a limit on how far you go?

 

 

Im 17 how much would insurance be for an an Infinity QX56 2013? Its fully loaded and costs $80,470.?

I want one so bad!

 

 

What is the cheapest Insurance for a first time driver?

What is the cheapest Insurance for a first time driver?

 

 

Dental Insurance Company Denying Authorization for Covered Plan Services.?

Anthem Blue Cross Dental Net I was referred to an oral surgeon by my primary care dentist since I have to have 6 teeth and 2 residual root tips extracted in advance of getting a full upper denture. All the extractions including the root tips have to be done during one visit, which necessitates the use of IV sedation. My general dentist cannot perform any of this work. Anthem Blue Cross Dental Net denied the original pre-authorization request, and subsequent appeal stating that my general dentist can perform the services being referred. Which is absolutely not the case. I even spoke with a customer service rep who indicated that the extraction of residual root tips is definitely a referable service and it clearly states that in their Dental Net Provider Contract. She has no explanation for why the appeal was denied. My primary care dentist has even provided Anthem Blue Cross Dental Net with his specific reasons for referring this work to an oral surgeon and I still can't get anyone at Anthem Blue Cross to re-evaluate the original denial and the appeal and authorize the necessary work. I have filed a complaint with the California Department of Insurance, although I don't hold out much hope for any results from that effort. HELP... what are my options? Who can I contact? Thanks

 

 

Good place to buy car insurance for an 18 year old?

I'm 18 and just recently passed my driving test. Problem is, my Dad wants to put me down as a second driver on his car but it's a BMW sport with a 2L engine. The cheapest quote I could find is 4,500 annually, which my Dad is not prepared to pay of course. Some companies were even asking for 40,000 which is just a joke! I have been driving this car for over a year and now that I finally have my license, I'm pretty annoyed that I'm not able to drive the car that's just sitting outside. Anyone know any other routes I could take? Weekly car insurance? Monthly? Ideally I'd like to have a quotes of less than 1600 annually, but now it seems unlikely. Buying another car is not an option as I'm going to Uni in a couple of months and will not be needing it anymore. Any suggestions would be helpful, thanks.

 

 

How much is a insurance for a mustang?

And the parts for it cost a lot

 

How much money have you saved on insurance rates because of seatbelt laws?

Sgt.. Sorry to say I know a couple people who have died wearing their seat belts... If they hadn't they may have lived. Health insurance rates included also... How much have you saved since seat belt laws have been put into place. How much have the rates gone down? No amount of money can replace a loved one but it was their choice to make as an adult and with the love should come respect for their choices.

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